Our Insurance Products & Policy Options

Homeowners Insurance

Insuring the building, everything inside it, and the reassurance that comes with both.

Your Policy Includes:

• Complete rebuilding costs after fire, wind, hail, or deliberate damage
• New-for-old replacement of furniture, gadgets, and things that matter to you
• Responsibility for accidents on your land, including treatment costs for visitors
• Extra living costs while your home cannot be lived in after a covered loss

Tenants & Renters

Genuinely useful protection for anyone renting, filling the gaps a landlord's policy leaves wide open.

Your Policy Includes:

• Cover for belongings taken, misplaced, or damaged at home and on your travels
• Liability if you cause accidental harm to the property or injure a visitor
• Help finding somewhere to stay if an emergency leaves your rental unit uninhabitable

Motor & Vehicle Cover

Full cover for the vehicle itself, so you and your passengers travel with nothing weighing on your mind.

Your Policy Includes:

• Collision and comprehensive cover paying for repairs and replacing a written-off vehicle
• Injury and third-party damage liability that keeps your own assets out of reach
• Protection for uninsured and underinsured drivers, so the bill never lands on you
• Emergency roadside help, towing, and paid-for hire cars while yours is off the road

Commercial Property

For shops, offices, and rental buildings, along with the machinery that keeps them running.

Your Policy Includes:

• Cover for the structure and its permanent fittings against accidental and environmental loss
• Lost rental income and business interruption cover while your property is put right
• Riders available for equipment breakdown and utility failure on site

Business Insurance

Keeping the doors open, your people covered, and your turnover steady when something unforeseen lands.

Your Policy Includes:

• General liability cover for accidents on your premises and damage to a customer's property
• Professional liability (Errors & Omissions) safeguarding the work you put your name to
• Cover for business premises, stock, and the equipment your operation relies on

International Travel Cover

Head out across the country or around the world knowing help is on hand at any hour of the day.

Your Policy Includes:

• Overseas emergency medical treatment and evacuation under medical supervision
• Cancelled trips, delayed flights, and the cost of bookings that cannot be refunded
• Support for bags that go missing or turn up late, with a same-day cash allowance